An incredible opportunity rarely seen in today's market. For a limited time, secure a remarkable 3.99% interest rate with seller financing available, a game-changing advantage that can save you thousands. Newly constructed and just completed. Experience refined luxury and modern craftsmanship in this brand-new, fully completed construction home with impact-rated windows and doors, offering 2,857 sq ft of thoughtfully designed living space in one of St. Petersburg's most desirable, non-flood-zone neighborhoods. This stunning 5-bedroom, 3.5-bath residence blends elegant finishes with everyday functionality, creating the perfect backdrop for elevated Florida living. Step inside to high ceilings, lvp floors throughout and an abundance of natural light that enhances the home's spacious, open-concept layout. The first floor showcases multiple living zones designed for both entertaining and comfortable day-to-day living, including a sophisticated living room, dedicated dining area, and a warm, inviting family room that seamlessly connects to the designer chef's kitchen. Anchored by premium cabinetry, sleek countertops, and an impressive island, the kitchen is fully equipped with a high-end appliance package and refined finishes selected with both style and durability in mind. A rare first-floor bedroom with an adjacent full bathroom offers flexibility for multigenerational living, visiting guests, or an ideal home office setup. Each bathroom throughout the home is beautifully appointed with modern fixtures, and curated design selections. Upstairs, the additional bedrooms provide generous space and comfort, while the primary suite promises a true retreat with its spa-inspired bathroom, expansive walk-in closet, and thoughtfully crafted layout. Outside, enjoy low-maintenance living with a 2-car garage, pre-plumbed rough in for an outdoor kitchen, electrical plug in for an external 50 Amp generator, impact-rated windows and doors and the peace of mind that comes with being situated in a no flood zone-no flood insurance required. Located in a prime St. Petersburg location close to top schools, vibrant downtown attractions, dining, shopping, beaches, and major commuter routes, this home combines convenience with luxury at every turn. A rare opportunity to own a newly completed, move-in-ready home in one of the most sought-after pockets of St. Pete crafted for those who value quality, design, and modern Florida lifestyle.