5413 Wishing Arch Drive | Low Interest Rate Assumable Loan | 3 Beds + Office | Dockable Lagoon-Front Lot | Built 2021 Picture wide open lagoon views behind you, conservation and pond views in front of you, and one of the largest pie-shaped dockable lots in this area of the neighborhood giving you room to breathe. Located in the waterfront community of MiraBay, this 2021 Park Square Homes Margate floorplan provides privacy, flexibility, and a financial opportunity that is increasingly rare in today's market. An assumable FHA loan with a low interest rate is available to qualified buyers - a significant advantage in a higher-rate environment. Combined with $5,000 toward a future dock, this creates real, tangible value beyond the home itself. Inside, the layout feels open and connected from the moment you walk in. Durable wood look tile plank flooring runs throughout the main living areas, crown molding adds a finished finish, and high ceilings keep the space light and airy. A custom built-in dry bar creates an inviting place to gather after a day at the clubhouse pool. The kitchen anchors the home with quartz countertops, stainless steel appliances, gas cooking, a stylish backsplash, and a large center island with generous seating for up to 6. It flows naturally into the dining and living areas, all positioned to capture peaceful lagoon views and embrace indoor-outdoor living. The split-bedroom layout provides privacy, with guest bedrooms and the dedicated office toward the front and the primary suite quietly positioned at the rear overlooking the water. The owner's retreat includes two walk-in closets and a spacious en-suite bath with dual vanities and a walk-in shower. For waterfront buyers, the value continues: the dock easement fee has already been paid, saving substantial upfront cost and simplifying future dock installation. The oversized backyard offers room for a pool, expanded outdoor living, and a dock setup. Just a short walk or golf cart ride to the clubhouse and cafe, and directly across the canal from community events, residents enjoy boating, fishing, and waterfront dining with connectivity to Tampa Bay. MiraBay features two heated pools, a two-story 24-hour fitness center, tennis, basketball and pickleball courts, walking trails, parks a private boat ramp, kayak launch, and golf-cart-friendly streets. Waterfront space, long-term flexibility, and a rare financing advantage - this is the kind of opportunity buyers wait for.