For the savvy buyer seeking the ultimate in affordable luxury, this 2 bed/2 bath/den home has over 2,300 sq ft of air conditioned living space designed to host family and friends with comfort. Custom built in 2018 to HUD Wind Zone III standards, the spacious home, located in popular 55+ waterfront community of Americana Cove, has many features. OUTSIDE: a whole house generator, temperature controlled storage building, an EV charger for electric vehicle and an oversized 1,400 sq ft carport that holds 2+ cars easily and has golf cart charging outlet. On opposite side of home, there's a shared parking space. INSIDE: 1) chef's kitchen with stainless steel appliances including ceramic cooktop with hood and built-in stove and microwave; large walk-in pantry and an abundance of wood cabinets for storage. 2) The large living room opens to the sunroom making large gatherings possible. 3) Den or office off the entryway allows for privacy. 4) Split bedroom plan is the perfect layout for guests and owner. A separate hallway to the guest bedroom and bath with outside entrance is the ultimate in convenience. The primary bedroom suite is an inviting retreat with large bathroom with double sinks and walk-in tiled shower and large walk-in custom closet. 5) Separate laundry room with washer, dryer and extra full-size refrigerator. 6) Culligan water softener system, custom blinds and shades, lighting and fans, and ADT security system with indoor/outdoor cameras and security lights are just a few of the extras that make this home an exceptional value. 7) Double paned windows with extra horizon windows make the home light and bright. 8) Central HVAC system plus two mini splits--one in primary bedroom and second in sunroom for ultimate comfort. Composition shingle roof with metal roof on carport that was resealed in 2026. Transferrable flood policy. Price includes share for the lot and ownership in the co-op. Property is located across the street from one of two private community boat ramps, the clubhouse, heated pool, fitness center and billiard room, among other community amenities. The low monthly maintenance fee of $410 includes water, sewer, trash pick up, lawn mowing, 24 hr manned gate, private streets and all amenities. PET POLICY: 2 pets (dogs or cats) up to 35 pds each are welcomed. RENTING POLICY: Renting is allowed with 2-month minimum. Tenants must meet the age requirement and be approved by management. Downtown St. Petersburg is only 10 mins away, 4th St grocery, shopping, and dining is just minutes away. Two airports are conveniently located only 20 mins away. Pets (dogs or cats) up to 35 pounds each are welcomed! This 55+ community is northeast St. Petersburg's best kept secret! Custom furniture is negotiable. Proof of funds or lender pre-approval with contract.