PRICE IMPROVED + SELLER IS OFFERING A $10,000 CREDIT TOWARD BUYER INTEREST RATE BUY DOWN OR BUYER PREPAIDS/CLOSING COSTS!!! Set on a spacious .39-acre lot in Brandon, this charming and meticulously maintained ranch-style home offers an inviting blend of comfort, character, and thoughtful updates-with NO HOA! PRICED BELOW SELLERS APPRAISED VALUE!!! Lovingly cared for by the owners since the early 2000s, the home offers 3 bedrooms (PLUS TWO BONUS ROOMS) and 4 full bathrooms, which include TWO EN-SUITE BEDROOMS that provide exceptional flexibility for guests, multigenerational living, or private accommodations. At the heart of the home is a gorgeous chef's kitchen featuring WOOD CABINETRY, GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES and a GAS RANGE. Numerous major IMPROVEMENTS provide both convenience and peace of mind, including a 2018 METAL ROOF, new tankless water heater in 2023, plumbing repipe around 2010, and electric panel replacement in 2007. The home is even more equipped for year-round comfort with a NATURAL GAS HEATING SYSTEM supplied through underground piping from TECO Peoples Gas, a HALO WATER SOFTENING SYSTEM, and a WHOLE-HOUSE GAS GENERAC GENERATOR installed in 2020 and maintained annually, and new IRRIGATION SYSTEM. The welcoming front porch adds to the home's charming curb appeal, while the SCREENED-IN REAR PORCH offers a relaxing space to enjoy the generous backyard and outdoor surroundings. While the custom plantation shutters throughout the interior add the perfect touch of elegance! Another noteworthy exterior improvement includes a PAVER DRIVEWAY, FRONT PORCH + TRASH CAN PAD, all completed in 2024… and the BONUS STORAGE SHED with electric! The spacious lot provides room to enjoy your property without the restrictions of an HOA, while the convenient location just minutes from shopping, dining, medical facilities, entertainment, and major roadways. Do not miss out on this incredible property, schedule your private tour today!